Fast Closings
As little as 2-3 weeks
Comprehensive Funding
Land acquisition + vertical construction
Construction Draws
Draw process for construction phases
Expert Guidance
Responsive support from our expert team
Flexible Underwriting
No bank-seasoning or income hurdles
How It Works
1
Apply & Get Pre-Approved
Submit your project plans and budget for rapid review.
2
Close, Break Ground & Begin Draws
Fund your project—draws released based on construction milestones.
3
Complete, Refinance or Sell
Payoff through sale, refinancing, or hold as a rental.
Construction Loan Program Details
Loan Amounts
$250K to $10M+
LTC (Loan-to-Cost)
Up to 85%
LTV (As-Completed)
Up to 70-75%
Term Length
12–24 months
Interest Rates
Starting at 8.99%
Eligible Properties
SFR, 2-4 units, multifamily
Structure
Interest-only, no prepay penalty
Purpose
Land + Construction
Are You Eligible?
Builders, developers, and investors
Land must be (or can be) entitled
Clean title; clear GC contract and budget
Soft credit pull, flexible on income
Primary and secondary markets covered
Experienced or first-time builders welcome
Recent Success Story
"Fuente Funding made our first ground-up build a reality. Best draw schedule and communication I’ve ever had."
– Ava J., Developer in SoCal
6-townhome portfolio in Los Angeles—$3.7M funded, 74% LTC, closed in 17 days.
Frequently Asked Questions
Education & Resources
Blueprint to Funding
Watch our video walkthrough: 'Step-by-Step: From Blueprint to Funding'.
Watch VideoReady to Break Ground?
Start your fast track to funding. Get a term sheet for your construction project today.