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Flexible, Fast Ground Up Construction Financing
Start your project with confidence and funding you can count on.
Get Pre-Qualified Today⚡️
Fast Closings
As little as 2-3 weeks
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Comprehensive Funding
Land acquisition + vertical construction
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Construction Draws
Draw process for construction phases
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Expert Guidance
Responsive support from our expert team
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Flexible Underwriting
No bank-seasoning or income hurdles
How It Works
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Step 1: Apply & Get Pre-Approved
Submit your project plans and budget for rapid review.
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Step 2: Close, Break Ground & Begin Draws
Fund your project—draws released based on construction milestones.
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Step 3: Complete, Refinance or Sell
Payoff through sale, refinancing, or hold as a rental.
Construction Loan Program Details
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Loan Amounts
$250K to $10M+
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LTC (Loan-to-Cost)
Up to 85%
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LTV (As-Completed)
Up to 70-75%
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Term Length
12–24 months
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Interest Rates
Starting at 8.99%
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Eligible Properties
SFR, 2-4 units, multifamily
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Structure
Interest-only, no prepay penalty
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Purpose
Land + Construction
Are You Eligible?
✓
Builders, developers, and investors✓
Land must be (or can be) entitled✓
Clean title; clear GC contract and budget✓
Soft credit pull, flexible on income✓
Primary and secondary markets covered✓
Experienced or first-time builders welcomeRecent Success Story
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"Fuente Funding made our first ground-up build a reality. Best draw schedule and communication I’ve ever had."
– Ava J., Developer in SoCal
6-townhome portfolio in Los Angeles—$3.7M funded, 74% LTC, closed in 17 days.
Frequently Asked Questions
Education & Resources
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Blueprint to Funding
Watch our video walkthrough: 'Step-by-Step: From Blueprint to Funding'.
Watch VideoReady to Break Ground?
Start your fast track to funding. Get a term sheet for your construction project today.